GROW YOUR MONEY with MONEY TREE earning 8-17% per year

SDAs are Gone. May plano ka na ba?

What are SDAs?  Special Deposit Accounts or SDA are low risk investments guaranteed by Banko Sentral ng Pilipinas.

SDAs offer:

·         2% return; higher thank banks

·         30-day lock-in period

·         Php 500,000 minimum investment

Php 1 Trillion from SDAs is expected to flow out into the market by November 30,2013.

Who are SDA investors?

These are basically conservative investors, who want liquidity.

“They’ll go for an equally alternative, which will give them liquidity and safely” according to BSP Deputy Governor Nestor Espenilla,Jr interviewd last June 17,2013.

However, falling returns could encourage them to increase their exposure to ‘riskier’ assets such as equities, bonds and property. According Credit Suisse.

Where will the money from SDAs go?

Majority of the money coming out of SDAs will most likely still flow back into TIME DEPOSITS.

BANK DEPOSITS. Is this really the ONLY OPTION?

Inflation is Rising higher than Bank returns. With inflation rising, money in banks loses its value over time.

INFLATION RATE is 2.7%  versus Time Deposit Rate of 1.375% per annum or Bank Savings Accounts 0.25% per annum.

MONEY is Sleeping in BANKS. Php 5.7 Trillion Nationwide. 

NO MORE SDAs. Inflation is Rising to 2.7% per year while bank deposit earn ONLY 1.375% per annum.

Anong plano mo?

Philam Life MONEY TREE is an investment and life insurance plan, with funds that have been growing by 8 – 17% per annum over the past 10years.

MAKE YOUR MONEY WORK HARDER FOR YOU. TIME TO SHIFT YOUR MONEY and INVEST NOW!

	SDA	TIME DEPOSIT	MONEY TREE
Minimum Investment	Php 500,000	Php 1,000	Php 125,000
Annual Return	2%	1.375%	8% - 17%
Lock in Period	1 month	1 month (rolled - over)	5+ years
Other Benefits	BSP Guaranteed	PDIC Protected, maximum Php 500,000	125% GUARANTEED LIFE INSURANCE
Risk Level	Low	Low	Medium to High

Money Tree is a unit-linked savings and insurance plan that take advantage of the Philippines’ booming economy.

The Philippine Growth Story Continues

The New Growth Driver in Asia 2013 Q2 Real Gross Domestic Product (GDP) Year on Year of Asian countries.

Philippines	7.6%
China	7.5%
Indonesia	5.81%
Vietnam	5%
Malaysia	4.3%
Singapore	3.8%
Thailand	2.8%
Japan	2.6%
South Korea	2.3%

Key Industries Continue to Fuel Philippine Economy

Business Process Outsourcing (Call Center)	$ 13.5 Billion Revenue for 2012	22% Growth
Tourism	1Half 2013 2.4 Million Tourist Visit	11% Growth
OFW Remittance	1Half 2013 $ 11.8Billion Remittance	6.2% Growth

Consistent, steadfast economy with industries that will continue to fuel the growth.

The Philippines achieve INVESTMENT GRADE. All 3 major credit rating agencies in the world have upgraded the Philippines to Investment-Grade status.

FITCH RATING	BBB-	INVESTMENT GRADE
STANDARD & POORS (S&P)	BBB-	INVESTMENT GRADE
Moody’s Rating	Baa3	INVESTMENT GRADE

This upgrade is expected to increase investment inflows as the Philippines is perceived to be a safe country to invest in.

Invest in the Philippine Market. With the high prospects of growth of the Philippine Economy, the investment market outlook for the country also REMAINS POSITIVE OVER THE LONG TERM. 

TAKE ADVANTAGE OF THIS OPPORTUNITY through investment products that are positioned to capture the growth.

Ride on the Growth of the Philippine Economy with Philam Life Money Tree.

Money Tree is a one-pay investment and life insurance plan that gives you the opportunity to invest in Funds expertly managed by Philam Asset Management Inc., (PAMI) that take advantage of the Philippines booming economy. It also offers life insurance protection to secure your family’s future.

·         Ride on the growth of the Philippine economy

·         Grow your money’s value over the long term by 8-17% per annum

·         Gain from PAI Professional Fund Management

·         Enjoy 125% GUARANTEED LIFE INSURANCE

Dont let your money sleep. Grow it with Philam Life MONEY TREE. May plano ka na ba. Usap tayo.