Saving Money becomes part of you, A Habit

You’ll earn a Fortune with your Savings

Once saving money becomes a part of you, a habit, and you are enjoying each time you do it—you will earn a fortune with your savings. Yes, that’s right! I’m  sure, You will be rewarded for managing your finances. Last week, I received a text message from Ms. Maricar Reyes (of course, not her real name) but I enjoyed seeing her last Saturday in our meeting. And her text goes like this.

Hi Aye, Thanks for sending regularly a message information regarding your company’s status and your new investment products and updates. I really appreciate it. Okay. I am now planning to invest regularly, 6,000/month for 10 years. This is my Birthday, December 24,1978, I am a Businesswoman.  I want to use it for my retirement. Hope you can help me. Thank you and God Bless!

I have run several options for Ms. Maricar and came up with the best investment plan for her retirement. Let me share it with you. She is now 35 years old.

Since she is planning to save Php 6,000 a month amounting to P70,000 a year or estimated almost Php 200 per day  for 10 years for her retirement, when the time she reaches 65, her investment will grow as much as*  Ms. Maricar choose a fund with risks but with maximum capital growth over the long term because she want a higher investment return, and her savings will be use for her retirement, that’s why she is a good businesswoman. I suggested to her PAMI Strategic Growth Fund I think it is Best Fund for her over the Long Term Financial Savings Goal.

Take a look at how benefit varies given the following fund growth rate assumptions.

Attained Age	ACCOUNT VALUE
	4%	8%	10%
At age 50	908,335	1,360,745	1,661,738
At age 55	1,161,109	2,054,175	2,730,127
At age 60	1,399,756	3,003,050	4,380,780
At age 65	1,689,498	4,397,260	7,039,173

*Investment fund values are calculated assuming the fund is earning 4%, 8% and 10% TAX FREE. But based on the investment since inception, PAMI Strategic Growth Fund at 20%, PAMI Philam Fund at 17% and PAMI Balance Fund at 8%.

PAMI STRATEGIC GROWTH FUND – if the investor choose this fund, they are comfortable with risks who seeks maximum capital growth over the long term and can ride out greater fluctuations in the value of investments.

PAMI Philam Fund – a client with balanced risk appetite who desire to attain medium to long-term capital growth and can accept moderate fluctuations in the value of investments

PAMI Balanced Fund -  a conservative client who wishes to have higher earnings compared to traditional savings accounts and time deposits and can accept minimal fluctuations in the value of investments.

Her investment will be invested at PHILAM ASSET MANAGEMENT, INC. (PAMI) Funds. PAMI is a leader in asset management in the Philippines. Over the years, PAMI has received multiple recognition both from international and local investment organizations proving its investment expertise and ability to deliver impressive fund performance.

Not only that, when something bad happens to her, her family will be getting a guaranteed amount of Php 700,000. She has an option to increase her Insurance Protection just to pay additional premium for her annual investment.

You see the reward that Maricar can look forward to with her total savings of P700k in ten years. This is the value that she and her entire family could get from the habit of saving money.

Would you like to start the habit of saving and investing money now? I can give you the best investment plan for your future savings, This new investment plan from Philam Life is called MONEY WORKS. Just call/text me at Smart 09196109348 or Sun 09328564864 0r email me or message me in my facebook at Frederick Buncayo Ferrer or send to my email address at FREDERICK-B.FERRER@PHILAMLIFE.COM.PH  with your details: 

·              Full Name

·              Birthday

·              Gender

·              Contact Number

·              Amount you want to save regularly

·              Occupation (Specific Occupation)

                    Earn a fortune with your savings!